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20 Business Funding Programs - Direct Lender Connections
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I.  Business Credit Cards
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Their are 30 Credit Card Providers
Refer to UBF-Playbook-Cards
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II.   Business Lending Credit Unions
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
6
1.    America First3650 Wall AvenueOgdenUT84403
800-999-3961
https://www.americafirst.com/N/A660
8.49 - 15.24
1500050000none
Less than 45% DTI and BTL. Unsecured business loan, seven-year term, Interest-only payments for first three years.
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2.    Alliant11545 West Touhy AvenueChicagoIL60666
800-328-1935
https://www.alliantcreditunion.org/N/A660
6.24 - 7.24
100050000noneLess than 45% DTI and BTL. Unsecured personal loan to business owner. 1 to 5 year terms.
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3.    Navy Federal820 Follin Ln SEViennaVA22180
888-842-6328
https://www.navyfederal.org/N/A6607.9 - 18.025050000noneLess than 45% DTI and BTL. Unsecured personal loan to business owner. Up to 60 month terms.
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4.    First Tech3000 El Camino RealPalo AltoCA94306
855-855-8805
https://www.firsttechfed.com/N/A6606.7 - 12.2100050000noneLess than 45% DTI and BTL. Unsecured personal loan to business owner. Up to 84 month terms.
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5.    Self-Help601 S Mangum StDurhamNC27701
800-966-7353
https://www.self-help.org/N/A660
9.25 - 16.0
100050000noneLess than 45% DTI and BTL. Unsecured personal loan to business owner. Up to 48 month terms.
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6.    Consumers7200 Elm Valley DrKalamazooMI49009
877-275-2228
https://www.myconsumers.org/N/A6603% for CD3000100% of CDnone
Less than 45% DTI and BTL. Business Secured Lines of Credit of 100% of CD, also offer $40,000 unsecured loan
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7.    Digital865 Donald Lynch BlvdMarlboroughMA01752
800-328-8797
https://www.dcu.org/N/A660
9.99 - 29.99
100025000none
Less than 45% DTI and BTL. Business Visa Platinum with $0 charge for cash out, debt consolidation and no annual fee. Also offer up to $50,000 personal loan.
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8.    Connexus2600 Pine Ridge BlvdWausauWI54401
800-845-5025
https://www.connexuscu.org/N/A660
7.99 - 9.99
500025000noneLess than 45% DTI and BTL. Personal Flex Line of Credit with a 2% of balance payment
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9.    GTE Financial101 E Bloomingdale AveBrandonFL33511
813-871-2690
https://www.gtefinancial.org/N/A660
7.99 - 16.99
100035000noneLess than 45% DTI and BTL. Need to call to find out more
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10.  Lake Michigan5540 Glenwood Hills Pkwy SEGrand RapidsMI49512
800-242-9790
https://www.lmcu.org/N/A660
6.25 - 17.9
100050000none
Less than 45% DTI and BTL. Buildings, inventory, and owned equipment can be used to secure a term loan. Also offer business Lines of Credit.
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III.  Top 10 SBA LendersAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Live Oak Bank1757 Tiburon DrWilmingtonNC28403
866-518-0286
https://www.liveoakbank.com/N/Anone
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2.    NewTek Small Business Finance
4800 T-Rex Avenue Suite 120Boca RatonFL33431
855-763-9835
https://www.newtekone.com/N/Anone
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3.    Wells Fargo Bank420 Montgomery StreetSan FranciscoCA94104
800-225-5935
https://www.wellsfargo.com/N/Anone
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4.    Byline Bank180 N Lasalle StreetChicagoIL60602
773-244-7000
https://www.bylinebank.com/N/Anone
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5.    The Huntington National Bank
17 South High StreetColumbusOH43216
414-531-5897
https://www.huntington.com/N/Anone
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6.    Celtic Bank268 South State Street, Suite 300Salt Lake CityUT84111
800-509-6191
https://www.celticbank.com/N/Anone
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7.    U.S. Bank800 Nicollet MallMinneapolisMN55402
866-280-3751
https://www.usbank.com/N/Anone
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8.    JP Morgan Chase Bank270 Park AvenueNew YorkNY10172
800-634-1969
https://www.chase.com/N/Anone
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9.    Key Bank127 Public SquareClevelandOH44114
888-539-4249
https://www.key.com/N/Anone
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10.  Ready Capital Lending1320 Greenway Dr., Suite 560IrvingTX75038
888-354-0822
https://readycapital.com/N/Anone
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IV.  Equipment Leasing & Financing
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    National Funding9820 Towne Centre DriveSan DiegoCA92121
855-888-4425
https://www.nationalfunding.com/ https://www.nationalfunding.com/partners/
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2.    Currency Capital
12100 Wilshire Boulevard, 18th Floor
Los AngelesCA90025
844-724-7376
5000500000up to 72 months, No pre-payment penalties
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3.    Funding Circle85 2nd Street, Suite 400San FranciscoCA94105
855-385-5356
https://www.fundingcircle.com/us/ https://www.fundingcircle.com/us/partner/
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4.    Crest Capital3460 Preston Ridge, Suite 285AlpharettaGA30005
800-245-1213
https://www.crestcapital.com/ https://vendorprograms.crestcapital.com/
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5.    Balboa Capital575 Anton Boulevard, 12th FloorCosta MesaCA92626
888-225-2621
https://www.balboacapital.com/ https://portal360.balboacapital.com/login.php
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6.    SLS Financial8341 N.W. Mace Road, Suite 200,Kansas CityMO64152
816-587-3400
https://slsfinancial.com/ https://slsfinancial.com/brokers/
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7.    Maxim Commercial Capital11620 Wilshire Blvd., Suite 540Los AngelesCA90025
877-776-2946
https://www.maximcc.com/ https://www.maximcc.com/brokers/
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8.    ACG Equipment Financing2951 RR 620 S, Suite 104AustinTX78738
512-284-7688
https://acgequipmentfinance.com/
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9.    Banker’s Capital203 South West CutoffNorthboroughMA01532
508-351-6000
https://www.bankers-capital.com/
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10.  BSB Leasing7921 Southpark Plaza, Suite 208LittletonCO80120
800-945-3372
https://www.bsbleasing.com/ https://www.bsbleasing.com/brokerportal
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V.   Revenue Based LendersAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    OnDeck Capital1400 BroadwayNew YorkNY10019
888-269-4246
https://www.ondeck.com/1 yr6001000006000100000https://www.ondeck.com/partner
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2.    Torro Funding5965 South 900 East #300Salt Lake CityUT84121
866-858-2404
https://www.gotorro.com/ https://www.gotorro.com/asv1/newpartnerships/
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3.    Fora Financial519 8th Avenue, 11th FloorNew YorkNY10018
877-514-8062
https://www.forafinancial.com/ 500000https://www.forafinancial.com/refer-a-business/
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4.    National Funding9820 Towne Centre DriveSan DiegoCA92121
855-888-4425
https://www.nationalfunding.com/ https://www.nationalfunding.com/partners/
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5.    Rapid Finance4500 East West Highway, 6th FloorBethesdaMD20814
800-664-0173
https://www.rapidfinance.com/ https://www.rapidfinance.com/partner-programs/
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6.    Lendio4100 Chapel Ridge Road, Suite 500LehiUT84043
855-853-6346
https://www.lendio.com/ https://www.lendio.com/partners/
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7.    Biz2Credit1 Penn Plaza, 45th floorNew YorkNY10119
212-644-4555
https://www.biz2credit.com/ https://www.biz2credit.com/about/affiliate-program
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8.    FundBox300 Montgomery st. STE 900San FranciscoCA94104
855-572-7707
https://fundbox.com/ https://fundbox.com/partners/
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9.    Bluevine401 Warren StreetRedwood CityCA94063
888-216-9619
https://www.bluevine.com/ https://www.bluevine.com/partner/
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10.  Lighter Capital1201 3rd Ave #1601Seattle WA98101
206-455-9633
https://www.lightercapital.com/ https://www.lightercapital.com/partners/
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VI. Merchant Cash AdvanceAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Can Capital2015 Vaughn Rd NW.KennesawGA30144
877-550-4731
https://www.cancapital.com/ 2500250000https://www.cancapital.com/partners/
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2.    National Funding9820 Towne Centre DriveSan DiegoCA92121
855-888-4425
https://www.nationalfunding.com/ https://www.nationalfunding.com/partners/
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3.    Fora Financial519 8th Avenue, 11th FloorNew YorkNY10018
877-514-8062
https://www.forafinancial.com/ 500000https://www.forafinancial.com/refer-a-business/
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4.    Credibility Capital625 BROAD STREETNEWARKNJ07102
973-718-9100
https://credibilitycapital.com/
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5.    Rapid Finance4500 East West Highway, 6th FloorBethesdaMD20814
800-664-0173
https://www.rapidfinance.com/ https://www.rapidfinance.com/partner-programs/
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6.    Reliant9540 Towne Centre DriveSan DiegoCA92121
844-571-5918
https://www.reliantfunding.com/ https://www.reliantfunding.com/partners/
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7.    Kalamata Capital7315 Wisconsin Ave. #550EBethesdaMD20814
800-200-4071
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8.    Libertas Funding382 Greenwich Avenue, Suite #2GreenwichCT06830
203-717-0595
https://libertasfunding.com/6 mo55015000075001000000https://libertasfunding.com/partner-with-us/
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9.    Paypal CapitalP.O. Box 45950OmahaNE68145
877-981-2128
20000$20,000 in annual PayPal sales and have a PayPal Premier or Business account for 90 days or more
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10.  Stripe Capital510 Townsend StreetSan FranciscoCA94103
888-963-8955
https://stripe.com/capitalDetermined by stripe account, not credit
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VII.  401K ROBS ProvidersAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Guidant Financial1100 112th Ave NE Suite 100BellevueWA98004
855-248-9354
https://www.guidantfinancial.com/ https://www.guidantfinancial.com/partner-overview/
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2.    Benetrends1684 South Broad Street, Suite 130LansdalePA19446
866-961-6065
https://www.benetrends.com/ https://www.benetrends.com/partners/partner-registration
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3.    MySolo401K Financial701 Palomar Airport Rd #300CarlsbadCA92011
800-489-7571
https://www.mysolo401k.net/
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4.    FranFund505 Main Street, Suite 200Fort WorthTX76102
877-372-6386
https://www.franfund.com/ https://www.franfund.com/partners#become-a-partner
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5.    Pango Financial1011 Centre Road, Suite 104WilmingtonDE19805
855-949-7264
https://pangofinancial.com/ https://pangofinancial.com/partner-with-us/
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6.    IRA Advantage
10220 SW Greenburg Road, Suite 111
PortlandOR97223
800-475-1031
https://www.iraadvantage.net/
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7.    Catchfire Funding19751 Mainstreet, Suite 360ParkerCO80138
877-731-3121
https://catchfirefunding.com/
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8.    Business Funding Trust10869 N Scottsdale Rd Ste 103129ScottsdaleAZ85254
602-291-9800
https://businessfundingtrust.com/
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9.    401K ROBS Pros15001 Tukwila International BlvdSeattleWA98188
206-249-7979
https://401krobspros.com/
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10.  IRA Financial Group1691 Michigan Avenue, #415Miami BeachFL33139
800-472-0646
https://www.irafinancialgroup.com/
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VIII.  Account Receivable Factoring
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Bluevine401 Warren StreetRedwood CityCA94063
888-216-9619
https://www.bluevine.com/ https://www.bluevine.com/partner/
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2.    Paragon Financial200 SE 9th StFt LauderdaleFL33316
888-400-5931
https://www.paragonfinancial.net/ https://www.paragonfinancial.net/for-factoring-brokers/
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3.    Riviera Finance220 Avenue IRedondo BeachCA90277
800-872-7484
https://www.rivierafinance.com/ https://www.rivierafinance.com/factoring-program-for-brokers/
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4.    Breakout Capital1451 Dolley Madison Blvd, Suite 200McLeanVA22101
888-318-3534
https://www.breakoutfinance.com/ https://www.breakoutfinance.com/become-a-partner/
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5.    Triumph Business Capital651 Canyon Drive, Suite 105CoppellTX75019
866-356-0888
https://www.invoicefactoring.com/ https://www.invoicefactoring.com/referral-partner-program
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6.    TCI Business Capital7600 Parklawn Ave, Suite 250EdinaMN55435
952-656-3400
https://www.tcicapital.com/ https://www.tcicapital.com/partner-programs/
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7.    American Receivable
12655 N Central Expressway, Suite 675
DallasTX75243
972-404-4726
https://americanreceivable.com/ https://americanreceivable.com/brokers/
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8.    altLine400 Office Park Dr #220Mountain BrookAL35223
205-607-0811
https://altline.sobanco.com/ https://altline.sobanco.com/referral-partners/brokers/
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9.    RTS Financial9350 Metcalf AvenueOverland ParkKS66212
888-874-7053
https://www.rtsinc.com/ https://www.rtsinc.com/page/agent-program
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10.  Payability61 Broadway, Suite 1115New YorkNY10006
646-494-8675
https://www.payability.com/ https://www.payability.com/partner-program/
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IX. Purchase Order FinancingAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Paragon Financial200 SE 9th StFt LauderdaleFL33316
888-400-5931
https://www.paragonfinancial.net/ https://www.paragonfinancial.net/for-factoring-brokers/
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2.    King Trade Capital3838 Oak Lawn Ave, Suite 1410DallasTX75219
214-368-5100
https://www.kingtradecapital.com/ https://www.kingtradecapital.com/broker-registration
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3.    1st Commercial Credit
6500 River Place Blvd, Building 7, Suite 250
AustinTX78730
800-601-0796
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4.    Bluevine401 Warren StreetRedwood CityCA94063
888-216-9619
https://www.bluevine.com/ https://www.bluevine.com/partner/
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5.    SouthStar Capital840 Lowcountry Blvd.Mount PleasantSC29464
800-763-3021
https://www.southstarcapital.com/ https://www.southstarcapital.com/brokers
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6.    Liquid Capital5525 N MacArthur Blvd Ste. 625IrvingTX75038
844-228-0800
https://liquidcapitalcorp.com/ https://liquidcapitalcorp.com/partners/referral-program/
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7.    Purchase Order Financing203 N LaSalle #1325ChicagoIL60601
800-385-0660
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8.    Universal Funding
16201 East Indiana Avenue, Suite 2600
Spokane ValleyWA99216
855-782-1493
https://www.universalfunding.com/ https://www.universalfunding.com/broker-referral/
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9.    Capstone Trade Finance810 7th Ave, 27th FloorNew YorkNY10019
347-410-9894
https://capstonetrade.com/ https://capstonetrade.com/business-referral-program/
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10.  Revolution Capital2941 Larkin Ave.ClovisCA93612
855-879 1511
https://revinc.com/
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X.  Equipment Sale Leaseback
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Apple Capital Group201 East Abram Street, Suite 120ArlingtonTX76010
866-611-7457
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2.    Peachtree Commercial Capital
1000 Parkwood Circle, Suite 900AtlantaGA30339
678-784-4114
https://peachtreecap.com/ https://peachtreecap.com/partner-program/
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3.    Northstar LeasingP.O. Box 4505BurlingtonVA05406
844-805-3273
https://www.northstarleasing.com/ https://www.northstarleasing.com/broker-program/
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4.    Tricon Leasing Capital
3616 Kirkwood Highway, Suite-A #1106
WilmingtonDE19808
800-604-7209
https://www.triconleasing.com/
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5.    Beacon Funding3400 Dundee Rd, Suite 180NorthbrookIL60062
847-897-2499
https://www.beaconfunding.com/
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6.    Southstar Capital840 Lowcountry Blvd.Mount PleasantSC29464
888-842-3777
https://www.southstarcapital.com/ https://www.southstarcapital.com/brokers
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7.    Balboa Capital575 Anton Boulevard, 12th FloorCosta MesaCA92626
888-225-2621
https://www.balboacapital.com/ https://portal360.balboacapital.com/login.php
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8.    Interim Capital Lending
11601 Shadow Creek Pkwy, #111-546
PearlandTX77584
832-855-2074
https://interimcls.com/ https://interimcls.com/referral-broker-program/
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9.    Nations Equipment Finance501 Merritt SevenNorwalkCT06851
203-229-2220
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10.  Brickhouse Capital8161 E. Indian Bend Rd. Suite 103ScottsdaleAZ85250
480-948-5500
https://www.brickhousecapital.com/
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XI.  Private Lender Credit Lines
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
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1.    Kabbage
925B Peachtree Street NE Suite 1688
AtlantaGA30309
888-986-8263
https://www.kabbage.com/
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2.    FundBox300 Montgomery st. STE 900San FranciscoCA94104
855-572-7707
https://fundbox.com/ https://fundbox.com/partners/
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3.    Bluevine401 Warren StreetRedwood CityCA94063
888-216-9619
https://www.bluevine.com/ https://www.bluevine.com/partner/
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4.    Credibility Capital625 Broad StreetNewarkNJ07102
973-718-9100
https://credibilitycapital.com/2 yr700825000350000https://credibilitycapital.com/partners
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5.    OnDeck1400 BroadwayNew York NY10018
888-269-4246
https://www.ondeck.com/1 yr6001000006000100000https://www.ondeck.com/partner
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6.    Fora Financial519 8th Avenue, 11th FloorNew York NY10018
877-514-8062
https://www.forafinancial.com/ https://www.forafinancial.com/partner-with-us/
120
7.    Lendio4100 Chapel Ridge Road, Suite 500LehiUT84043
855-853-6346
https://www.lendio.com/
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8.    Biz2Credit1 Penn Plaza, 45th FloorNew York NY10119
800-200-5678
https://www.biz2credit.com/ https://www.biz2credit.com/about/affiliate-program
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9.  Torro Funding450 Hillside Dr Bldg A 253MesquiteNV89027
866-858-2404
https://gotorro.com/ 10000500000
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10. Cast Capital Funding265 W 37th st, 18th floorManhattanNY10018
877-506-2278
300000 Term: 12 - 24 Month Revolver
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XII.  Real Estate Fix, Flip, & Invest
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
126
1.    Lending One901 Yamato Rd., Suite 150Boca RatonFL33431
866-781-4850
https://www.lendingone.com/ https://www.lendingone.com/partners
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2.    Lending Home315 Montgomery St Fl 16San FranciscoCA94104
844-415-4663
https://www.lendinghome.com/
128
3.    Accelerated Funding1203 Hillside AveAustinTX78704
512-580-5935
https://acceleratedfund.com/
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4.    Asset Based Lending LLC30 Montgomery St Suite 215Jersey CityNJ07302
201-942-9089
https://www.abl1.net/ https://www.abl1.net/brokers/
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5.    Finance of America300 Welsh Road, Building 5HorshamPA19044
800-355-5626
https://www.foamortgage.com/
131
6.    Socotra Capital2208 29th Street, Suite 100SacramentoCA95817
855-889-7626
https://socotracapital.com/
132
7.    Express Lends6300 Wilshire BlvdLos AngelesCA90048
213-325-6650
https://expresslends.com/
133
8.    FMC Lending380 Beach Road, #DBurlingameCA94010
888-297-4440
https://www.fundmortgagecapital.com/broker
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9.    1st Stop Hard Money3151 Airway Ave., #Suite Q3Costa MesaCA92626
949-236-6600
https://www.jcap.net/
135
10.  Capital Funding Financial5550 Glades Rd Ste #200Boca RatonFL33431
954-320-0242
https://capitalfundingfinancial.com/ https://capitalfundingfinancial.com/3rd-party-referral-partners/
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XIII.  Commercial Real Estate Finance
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
138
1. Scotsman GuideP.O. Box 692BothellWA98041
800-297-6061
https://www.scotsmanguide.com/
Commercial real estate lending has way too many players and far too many moving parts to list just 10 lenders. Scotsman Guide is the place to source your direct lenders for any type of commercial or residential real estate lending needs.
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140
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XIV.   Inventory LoansAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
142
1. Fundbox300 Montgomery st. STE 900San FranciscoCA94104
855-572-7707
https://fundbox.com/55010% - 79%100000
Provides a short-term line of credit with weekly repayments up to 12 weeks. Funding is as fast as the next business day.
143
2. BlueVine401 Warren StreetRedwood CityCA94063
888-216-9619
https://www.bluevine.com65015% - 79%250000Offers a six-month line of credit. It requires just 6 months in business to qualify.
144
3. Credibility Capital625 Broad StreetNewarkNJ07102
973-718-9100
https://www.credibly.com/1 yr6802500009% - 25%400000Offers business term loans with terms of 12 to 36 months.
145
4. OnDeck1400 BroadwayNew York NY10018
888-269-4246
https://www.ondeck.com/1 yr6001000009% - 99%500000
One year in business; $100,000 annual revenue. Offers term loans in amounts up to $500,000 with terms of three to 36 months.
146
5. StreetShares
1900 Campus Commons Drive Suite 200
RestonVA20191
800-560-1435
https://www.streetshares.com/68075000
8% - 39.9%
20% of revenue
Offers a line of credit with the lowest starting rates among these options. Financing maxes out at 20% of your revenue.
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6. Kabbage
925B Peachtree Street NE Suite 1688
AtlantaGA30309
888-986-8263
https://www.kabbage.com/1 yr5605000024% - 99%250000One year in business; $50,000 annual revenue. Loans up to $250,000.
148
7. Headway Capital175 W. Jackson Blvd., Suite 1000ChicagoIL60604
866-698-8494
https://www.headwaycapital.com/6 mo5605000039% - 79%100000Offers lines of credit with terms of 12, 18, or 24 months
149
8. Accord Financial155 North Wacker Drive Suite 1760ChicagoIL60606
844-725-4225
https://accordfinancial.com/2 yr6801000009% - 25%75000Retail only repaid in within 18 months. Regular deposits into business bank account.
150
9. Fora Financial519 8th Avenue, 11th FloorNew York NY10018
877-514-8062
https://www.forafinancial.com/500
10% – 30%
5000500000Terms up to 15 months.
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10. Crestmont Capital
400 Spectrum Center Drive Suite 330
IrvineCA92618
800-949-0401
https://www.crestmontcapital.com/680
8% - 39.9%
Terms From 30 Days to 10 Years
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XV.  Peer to Peer Business Lending
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
154
1. Peerform711 3rd Avenue 6th FloorNew YorkNY10017
800-338-8049
https://www.peerform.com/600
5.99%–29.99%
400025000Term 3 or 5 years. Debt-to-income ratio (DTI) should be less than 40%.
155
2. LendingClub595 Market Street, Suite 200San FranciscoCA94105
888-596-3157
https://www.lendingclub.com/600
10.68%–35.89%
100040000
Term 36 or 60 months. Average origination fee is 5%. High credit score, low DTI, and a lengthy well-managed credit history to qualify for lower rates. Otherwise rates are high.
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3. UpstartP.O. Box 1503San CarlosCA94070
855-438-8778
https://www.upstart.com/600
8.27%–35.99%
100050000
Term 3 or 5 years. No bankruptcy, public records, or more than five inquiries in the last six months. Must have full-time employment for the last six months.
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4. Prosper221 Main Street, Suite 300San FranciscoCA94105
866-615-6319
https://www.prosper.com/640
7.95%–35.99%
200040000
Term 3 or 5 years. Personal loans only. Must be clear of bankruptcy filings in the last 12 months, have less than five credit inquiries in the last six months, and have at least three open credit accounts.
158
5. Funding Circle85 2nd Street, Suite 400San FranciscoCA94105
855-385-5356
https://www.fundingcircle.com/3 yr660
11.29%–30.12%
25000500000
Term 6 months to 5 years. Only businesses more than three years old with have no bankruptcy filings within the last seven years.
159
6. Payoff1700 Flight WayTustinCA92782
800-878-0901
https://www.payoff.com/640
5.99%–24.99%
500040000
Term 24 to 60 months. Individual applications only, no businesses. Loans to payoff or down credit cards. No bankruptcy, public records, or more than four inquiries in the last six months.
160
7. StreetShares
1900 Campus Commons Drive Suite 200
RestonVA20191
800-560-1435
https://www.streetshares.com/680100000
8% - 39.9%
2000500000
Terms as short as three months and as long as three years. Business only loans. U.S. resident, be in business for at least one year, earn a minimum revenue of 100,000 per year, and have a business guarantor with good credit.
161
8. Upgrade275 Battery Street, 23rd FloorSan FranciscoCA94111
855-997-3100
https://www.upgrade.com/620
7.99%-35.97%
100035000Terms 3 and 5 years
162
9. PersonalLoans560 E 200 North, Suite 18RooseveltUT84066
800-772-2274
https://personalloans.com/580
5.99% - 35.99%
50035000Terms 3 to 72 Months
163
10. Signature Loan40 E. Main St., Ste. #110NewarkDE19711
800-562-6357
https://www.signatureloan.com/580
5.99% - 35.99%
100035000Terms 3 to 72 Months
164
165
XVI.  Hard Asset Based Lending
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
166
1. InstaLend222 Broadway, 19th FloorNew YorkNY10038
929-243-4648
https://www.instalend.com/5805%-9.99%5000050000000
Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. Hard money lender with quick closings. Private lenders for real estate fix and flip, bridge, new construction and long term rental loans
167
2. Primeau Funding10575 N. 114th St. Suite 103ScottsaleAZ85259
480-832-1616
https://primeaufunding.com/500
9.5% - 12.5%
25000010000000
Loans from $250K to $10M. Maximum loan-to-value percentage of 75%. specialize in hard money and private equity participation for your commercial real estate and energy projects.
168
3. Capital Funding Service
3250 Northeast First Avenue, Suite 305
MiamiFL33137
888-914-4201
http://www.capitalfundingsvcs.com/500
Vary per project
500005000000
Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. Cash Out, Hard Money, Land Loans, Foreclosure Bailout, FIX N FLIP, 100% of Rehab, No DOC loans, Refi-CASH OUT loans, Purchase Loans, Bridge Loans, Long-term and Short-Term
169
4. Revolver Finance300 N Main St, Suite 205WichitaKS67202
316-749-8663
https://revolverfinance.com/6009%-11%500002500000
Loans from $50K to $2.5M. Maximum loan-to-value percentage of 75%. Purchase and rehab, investment properties with speed and ease
170
5. Dominion Financial32 South StBaltimoreMD21202
410-593-1413
https://dominionprivatelending.com/660
Vary per project
500002000000
Loans up to $2M. Maximum loan-to-value percentage of 90%. Real estate investors lending 90% of purchase price and 100% of rehab cost.
171
6. Nathan Capital GroupP.O. Box 19743St LouisMO63109
314-252-0299
https://nathancapgroup.com/600
Vary per project
500000100000000
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. Source for Commercial Bridge Loans and Ground Up Construction Financing.
172
7. Crowd Lending Inc.300 A Street Suite 101BostonMA02210
800-975-1260
https://crowdlending.com/500
Vary per project
10000010000000
Loans up to $10M. Maximum loan-to-value percentage of 100%. Funding for non-owner occupied residential investment and commercial properties. Loans are based solely on the underlying equity present in the real estate. Specializes in rehab / flips, single family, multi-families, condo conversions, commercial properties, office/retail, industrial, new construction and refinances.
173
8. Peak Choice Capital601 Silver Creek DriveJolietIL60431
920-267-7682
600
Vary per project
8000015000000
Loans from $80K to $15M. Maximum loan-to-value percentage of 85%. Develop an easy process for real estate investors to grow their business without limitations.
174
9. Brickell Capital Finance175 SW 7th St, Suite 1900MiamiFL33130
786-467-7800
500
Vary per project
100000100000000
Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. Commercial Loans, Construction and Development Loans, Hard Money Loans, Cash-Out or Refinance Loans, After Repaired Value Loans, Foreign Investor Loans.
175
10. JPL Capital Funding Solutions
26B Ellery AvenueMiddletownRI02842
888-492-9523
600
Vary per project
7500010000000Loans from $75K to $10M. Maximum loan-to-value percentage of 90%.
176
177
XVII.  Recurring Payment Loans
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
178
1. Peachtree Financial Solutions
1200 Morris DriveChesterbrookPA19087
800-821-7773
https://peachtreefinancial.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
179
2. Fairfield Funding1441 Dresden Drive, Suite 290AtlantaGA30319
888-943-8637
https://www.fairfieldfunding.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
180
3. DRB Capital
1625 South Congress Avenue, Suite 200
Delray BeachFL33445
855-582-9975
https://www.drbcapital.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
181
4. Stone Street Capital6130 Executive Blvd Suite 310RockvilleMD20852
866-416-5118
https://www.stonestreet.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
182
5. Novation Settlement Solutions
1641 Worthington Road, Suite 410
West Palm Beach
FL33409
888-979-3740
Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
183
6. J.G. Wentworth1200 Morris DriveChesterbrookPA19087
866-930-6480
https://www.jgwentworth.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
184
7. Strategic Capital575 Madison Ave Ste 1006New YorkNY10022
866-256-0088
https://www.strategiccapital.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
185
8. CBC Settlement Funding181 Washington Street, Suite 375ConshohockenPA19428
800-843-9020
https://cbcsettlementfunding.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
186
9. Right Way Funding600 Corporate Drive, Suite 100Ft. LauderdaleFL33334
954-654-7720
https://www.rightwayfunding.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
187
10. Intelifund Financial Group 14850 N. Scottsdale Rd. #205ScottsdaleAZ85254
480-626-1716
https://www.intelifund.com/Fee amounts to approximately 9 to 15 percent of the total value of the annuity or structured settlement
188
189
XVIII.  Contract Based Financing
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
190
1. Abington Emerson Capital11100 Santa Monica Blvd, Suite 260Los AngelesCA90025
310-893-0651
http://abingtonemersoncapital.com/
191
2. Triumph Business Capital651 Canyon Dr #105CoppellTX75019
866-414-9600
https://www.invoicefactoring.com/
192
3. SouthStar Capital840 Lowcountry BlvdMount PleasantSC29464
800-763-3021
https://www.southstarcapital.com/
193
4. Paragon Financial200 SE 9th StFt LauderdaleFL33316
888-400-5931
https://www.paragonfinancial.net/
194
5. Millennium Funding1775 Wehrle Drive ,Suite 300WilliamsvilleNY14221
877-956-4626
195
6. Live Oak Bank1757 Tiburon DrWilmingtonNC28403
910-777-5738
https://www.liveoakbank.com/
196
7. King Trade Capital3838 Oak Lawn Ave Ste 1414DallasTX75219
214-368-5100
http://www.kingtradecapital.com
197
8. Capstone Capital Group, LLC
810 7th Avenue, 27th Fl.New YorkNY10019
212-755-3636
https://www.capstonetrade.com/
198
9. Coral Capital Solutions275 Madison Ave Ste 2014New YorkNY10016
347-200-2288
199
10. Hitachi Business Finance3700 River Walk Dr #145Flower MoundTX75028
248-658-1100
$50,000$15M
200
201
XIX.  Private Bridge Financing
AddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
202
1. SMB Compass1740 Broadway 15th floorNew YorkNY10019
888-853-8922
https://www.smbcompass.com/
203
2. Prime Business Credit, Inc.1055 W. 7th St., Suite 2200Los AngelesCA90017
213-225-1000
http://www.pbcfin.com
204
3. Aurous Financial Services300 Park Avenue, 12th Fl.New YorkNY10009
212-201-9879
http://www.aurousfinancial.com/
205
4. LQD Finance370 N. Carpenter StreetChicagoIL60607
855-402-2077
https://lqdfinance.com/12% - 19%500k10M6 to 36 month terms
206
5. Stormfield Capital Funding200 Pequot AvenueSouthportCT06890
203-628-4653
https://www.stormfieldcapital.com/
207
6. Express Capital130 S. Chaparral Court, Suite 245AnaheimCA92808
800-301-9149
https://www.expresscapital.com/
208
7. National Funding9820 Towne Centre DriveSan DiegoCA92121
888-733-2383
https://www.nationalfunding.com/
209
8. QuickBridge Funding, LLC410 ExchangeIrvineCA92602
888-233-9085
https://www.quickbridge.com/
210
9. Kapitus120 West 45th StreetNew YorkNY10036
800-780-7133
https://kapitus.com/
211
10. Ivanhoe Capital Advisors6859 W. AddisonChicagoIL60634
800-975-1691
https://www.icadvisors.com/
212
213
XX.  Loan Note BuyersAddressCity
State
ZipPhoneWebsiteTIBFICORevenue/yr% Range
Funding Low
Funding High
Broker LinkFunding Notes
214
1. First National Acceptance241 E Saginaw HwyEast LansingMI48823
800-774-3622
https://fnacusa.com/
Purchasers of performing land contracts, deeds of trust, private mortgages and other types of real estate notes
215
2. Security Financial Services100 Bush St, Ste 1500San FranciscoCA94104
800-982-5945
https://www.sellbusinessnote.com/Buys seller-financed Business Notes
216
3. Cascade Funding12805 109th Avenue NEKirklandWA98034
425-820-5562
https://www.cascadefunding.com/Buyer for Seller-Held Real Estate Notes & Trust Deeds
217
4. Seascape Capital2550 E Rose Garden LnPhoenixAZ85050
800-634-4697
https://seascapecapital.com/Buyer for private mortgages, promissory notes, real estate notes and business seller financing notes.
218
5. Boston Note CompanyPO Box 727TyngsboroughMA01879
800-932-8933
https://www.bostonnote.com/Buyer for all grades of credit secured by all types of real estate loans and notes nationwide
219
6. Amerinote Xchange201 Spear Street, 11th FloorSan FranciscoCA94105
800-698-3650
Buyers for Mortgage Notes (1sts and 2nds), Mortgage Loan Portfolios, Non-Performing Mortgage Notes, Trust Deeds, Land Contracts, Contract for Deeds, Business Notes, Chattel Mortgages
220
7. Note Buyers of America105 Agua VerdeSeguinTX78155
800-467-2943
http://notebuyersofamerica.com/
Buyer of Private Mortgage Notes, Promissory Notes, Real Estate Notes and Contracts, Land Contracts and Trust Deeds.
221
8. We Buy Notes Fast1206 W 50th StChattanoogaTN37409
866-954-6639
https://webuynotesfast.com/Buyer of real notes notes
222
9. Note Buyers Group9276 Storage WayLouisvilleKY40291
800-339-3201
https://www.notebuyersgroup.com/private mortgage note buyer
223
10. Alvernia Capital Management
9005 Overlook Blvd.BrentwoodTN37027
855-494-6777
https://alverniacm.com/Rurchase real estate promissory notes